* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Poppins', sans-serif;
            line-height: 1.6;
            color: #333;
        }

        /* Header */
        .header {
            background: linear-gradient(135deg, #1e3c72 0%, #2a5298 100%);
            color: white;
            padding: 1rem 0;
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
        }

        .nav-container {
            max-width: 1200px;
            margin: 0 auto;
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 0 2rem;
        }

        .logo {
            font-size: 1.8rem;
            font-weight: 700;
            color: #ffd700;
        }

        .nav-menu {
            display: flex;
            list-style: none;
            gap: 2rem;
        }

        .nav-menu a {
            color: white;
            text-decoration: none;
            font-weight: 500;
            transition: color 0.3s;
        }

        .nav-menu a:hover {
            color: #ffd700;
        }

        .mobile-menu {
            display: none;
            font-size: 1.5rem;
            cursor: pointer;
        }

        /* Hero Section */
        .hero {
            background: linear-gradient(rgba(30,60,114,0.95), rgba(42,82,152,0.95)), url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><rect fill="%231e3c72" width="1200" height="600"/><circle fill="%232a5298" opacity="0.4" cx="200" cy="150" r="120"/><circle fill="%23ffd700" opacity="0.2" cx="900" cy="250" r="180"/><path fill="%23ffffff" opacity="0.08" d="M0 450 Q300 380 600 450 T1200 450 V600 H0 Z"/></svg>');
            background-size: cover;
            background-position: center;
            color: white;
            padding: 140px 0 80px;
            text-align: center;
        }

        .hero-content {
            max-width: 900px;
            margin: 0 auto;
            padding: 0 2rem;
        }

        .hero h1 {
            font-size: clamp(2.5rem, 5vw, 4.5rem);
            font-weight: 700;
            margin-bottom: 1.5rem;
            text-shadow: 2px 2px 4px rgba(0,0,0,0.4);
        }

        .hero-subtitle {
            font-size: 1.3rem;
            margin-bottom: 2rem;
            opacity: 0.95;
        }

        .cta-button {
            display: inline-block;
            background: linear-gradient(45deg, #ffd700, #ffed4e);
            color: #1e3c72;
            padding: 1.2rem 3rem;
            border-radius: 50px;
            text-decoration: none;
            font-weight: 600;
            font-size: 1.1rem;
            transition: all 0.3s;
            box-shadow: 0 5px 15px rgba(255,215,0,0.4);
            margin: 0 0.5rem;
        }

        .cta-button:hover {
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(255,215,0,0.6);
        }

        .cta-button.secondary {
            background: transparent;
            color: white;
            border: 2px solid #ffd700;
        }

        .cta-button.secondary:hover {
            background: #ffd700;
            color: #1e3c72;
        }

        /* Section Styles */
        .section {
            padding: 100px 0;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 2rem;
        }

        .section-title {
            text-align: center;
            margin-bottom: 4rem;
        }

        .section-title h2 {
            font-size: clamp(2rem, 4vw, 3.2rem);
            color: #1e3c72;
            margin-bottom: 1rem;
            font-weight: 700;
        }

        .section-title p {
            font-size: 1.2rem;
            color: #666;
            max-width: 700px;
            margin: 0 auto;
        }

        /* Feature Cards */
        .features-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
        }

        .feature-card {
            background: white;
            padding: 2.5rem 2rem;
            border-radius: 20px;
            box-shadow: 0 10px 40px rgba(0,0,0,0.08);
            text-align: center;
            transition: all 0.3s;
            border-top: 4px solid transparent;
            position: relative;
            overflow: hidden;
        }

        .feature-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 4px;
            background: linear-gradient(90deg, #ffd700, #ffed4e);
            transform: scaleX(0);
            transition: transform 0.3s;
        }

        .feature-card:hover::before {
            transform: scaleX(1);
        }

        .feature-card:hover {
            transform: translateY(-10px);
            box-shadow: 0 20px 60px rgba(0,0,0,0.15);
        }

        .feature-icon {
            width: 90px;
            height: 90px;
            background: linear-gradient(135deg, #1e3c72, #2a5298);
            border-radius: 20px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 1.5rem;
            font-size: 2.2rem;
            color: white;
        }

        .feature-card h3 {
            font-size: 1.6rem;
            color: #1e3c72;
            margin-bottom: 1rem;
            font-weight: 600;
        }

        /* Process Section */
        .process-steps {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
        }

        .process-step {
            text-align: center;
            padding: 2rem;
            background: white;
            border-radius: 15px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.08);
            position: relative;
        }

        .process-step::before {
            content: '';
            position: absolute;
            top: 50%;
            left: -1rem;
            width: 2rem;
            height: 2px;
            background: #1e3c72;
            transform: translateY(-50%);
            z-index: -1;
        }

        .process-step:nth-child(1)::before,
        .process-step:nth-child(4)::before,
        .process-step:nth-child(7)::before {
            display: none;
        }

        .step-number {
            width: 50px;
            height: 50px;
            background: linear-gradient(135deg, #ffd700, #ffed4e);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 700;
            color: #1e3c72;
            font-size: 1.3rem;
            margin: 0 auto 1rem;
        }

        /* Stats Section */
        .stats-section {
            background: linear-gradient(135deg, #1e3c72 0%, #2a5298 100%);
            color: white;
            padding: 80px 0;
        }

        .stats-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
            gap: 2rem;
            text-align: center;
        }

        .stat-item h3 {
            font-size: 3.5rem;
            font-weight: 700;
            color: #ffd700;
            margin-bottom: 0.5rem;
        }

        /* CTA Section */
        .cta-section {
            padding: 120px 0;
            text-align: center;
            background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
        }

        /* Footer */
        .footer {
            background: #1a1a1a;
            color: #ccc;
            padding: 4rem 0 2rem;
        }

        .footer-content {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 2rem;
            margin-bottom: 2rem;
        }

        .footer-section h3 {
            color: white;
            margin-bottom: 1rem;
            font-size: 1.2rem;
        }

        .footer-section a {
            color: #ccc;
            text-decoration: none;
            display: block;
            margin-bottom: 0.5rem;
            transition: color 0.3s;
        }

        .footer-section a:hover {
            color: #ffd700;
        }

        .footer-bottom {
            border-top: 1px solid #333;
            padding-top: 2rem;
            text-align: center;
            color: #999;
        }

        /* Responsive */
        @media (max-width: 768px) {
            .mobile-menu { display: block; }
            .nav-menu { display: none; }
            .hero { padding: 120px 0 60px; }
            .process-steps { grid-template-columns: 1fr; }
            .process-step::before { display: none; }
        }